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BILL Holdings, Inc.

BILL

Companies in Services-Prepackaged Software

BILL Holdings, Inc. (BILL) — SEC Financial Statements & Analysis

BILL Holdings, Inc. (BILL) files its annual 10-K and quarterly 10-Q reports directly with the SEC. The financial data below is sourced as-filed from EDGAR — balance sheet, income statement, and cash flow as reported, without normalization or third-party adjustments.

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Financial Statements

Values in Millions ($)
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
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Assets
Assets Current
Cash And Cash Equivalents At Carrying Value
9951,0951,1001,0381,0481,5668539869521,5801,5271,617
Available For Sale Securities Debt Securities Curr…
1,1791,1471,2151,1801,1256456206028379731,1191,043
Accounts Receivable Net Current
324132322729322830272428
Prepaid Expense And Other Assets Current
260278269258241252284297256205195170
Funds Held For Clients
3,9994,0323,9754,0443,6573,7673,7873,7053,5113,6553,2643,356
Assets Current
7,2847,3257,3307,2396,8046,8406,2046,3156,2286,9566,6826,673
Assets Noncurrent
Operating Lease Right Of Use Asset
505254565860575961646769
Property Plant And Equipment Net
13912712911710594908887878582
Intangible Assets Net Excluding Goodwill
177192208223238253265281301321341361
Goodwill
2,3972,3972,3972,3972,3972,3972,3972,3972,3972,3972,3972,397
Other Assets Noncurrent
333334333130323948494954
Assets
10,07910,12610,15110,0649,6339,6749,0459,1799,1229,8729,6209,636
Liabilities And Stockhold…
Liabilities Current
Accounts Payable Current
75716961177969
Employee Related Liabilities Current
333336403329233428332333
Contract With Customer Liability Current
212121222222221718171926
Accrued Liabilities Current
326339306252263266212300264268253195
Lines Of Credit Current
000180---00135135135
Convertible Debt Current
0033333333-0----
Customer Refund Liability Current
3,9994,0323,9754,0443,6573,7673,7873,7053,5113,6553,2643,356
Liabilities Current
4,3864,4304,3784,5894,0184,1224,0564,0633,8274,1183,7013,753
Liabilities Noncurrent
Contract With Customer Liability Noncurrent
000000044450
Operating Lease Liability Noncurrent
515356586163616365687072
Long Term Line Of Credit
3303303300180180180180180--0
Convertible Debt Noncurrent
1,5051,5041,5021,5011,5001,4987357349661,7081,7061,705
Other Liabilities Noncurrent
4222411122222119
Liabilities
6,2766,3206,2696,1505,7625,8655,0325,0455,0645,9215,5025,550
Stockholders Equity
Preferred Stock Value
---0---0---0
Common Stock Value
000000000000
Additional Paid In Capital Common Stock
5,5715,5245,4655,4155,3325,2675,2945,2335,1655,0895,0224,947
Accumulated Other Comprehensive Income Loss Net Of…
21413107-09-2-20-4-4
Retained Earnings Accumulated Deficit
-1,770-1,731-1,595-1,511-1,469-1,458-1,290-1,097-1,105-1,137-900-856
Stockholders Equity
3,8033,8073,8833,9143,8703,8094,0134,1344,0593,9524,1184,086
Liabilities And Stockholders Equity
10,07910,12610,15110,0649,6339,6749,0459,1799,1229,8729,6209,636
Preferred Stock Par Or Stated Value Per Share
---0---0---0
Preferred Stock Shares Authorized
---10---10---10
Preferred Stock Shares Issued
---0---0---0
Preferred Stock Shares Outstanding
---0---0---0
Common Stock Par Or Stated Value Per Share
---0---0---0
Common Stock Shares Authorized
---500---500---500
Common Stock Shares Issued
---103---107---107
Shares Outstanding
---103---107---107

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
202610.00%21.14%6.27%-9.05%-24.40%-24.01%-11.50%-15.08%----
202516.70%12.46%21.43%-11.15%-25.56%-27.20%-2.33%1.90%2.68%6.38%3.82%2.34%
2024-4.60%24.86%8.32%0.79%4.98%-4.61%-7.81%-14.72%-5.25%9.65%17.91%63.31%
2023------17.99%18.33%18.05%-10.25%-9.54%-42.93%

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Performance and Valuation Metrics

Metrics
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
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Liquidity Ratios
Current Ratio
1.66
1.65
1.67
1.58
1.69
1.66
1.53
1.55
1.63
1.69
1.81
1.78
Quick Ratio
1.60
1.59
1.61
1.52
1.63
1.60
1.46
1.48
1.56
1.64
1.75
1.73
Working Capital
2.90B
2.90B
2.95B
2.65B
2.79B
2.72B
2.15B
2.25B
2.40B
2.84B
2.98B
2.92B
Leverage & Debt
Debt to Equity
1.65
1.66
1.61
1.57
1.49
1.54
1.25
1.22
1.25
1.50
1.34
1.36
Debt Ratio
0.62
0.62
0.62
0.61
0.60
0.61
0.56
0.55
0.56
0.60
0.57
0.58
Efficiency & Turnover
Asset Turnover TTM
0.16
0.16
0.16
0.15
0.15
0.14
0.14
0.14
0.13
0.12
0.12
0.11
Days Sales Outstanding TTM
6.71
8.24
7.79
7.54
7.25
7.31
7.61
7.96
9.39
8.87
8.56
9.01
Receivables Turnover TTM
54.43
44.30
46.84
48.44
50.32
49.95
47.96
45.85
38.85
41.17
42.65
40.49
Per Share Metrics
Diluted EPS TTM
0.00
-0.24
0.12
0.23
0.38
0.78
0.07
-0.27
-0.47
-1.09
-1.59
-2.11
Free Cash Flow Per Share TTM
3.86
3.77
3.47
3.34
3.36
3.03
2.96
2.62
2.64
2.29
2.03
1.70
Dividend Per Share TTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Margin Metrics
Gross Profit Margin TTM
80.70%
80.58%
81.04%
81.40%
81.47%
81.88%
81.89%
81.82%
82.14%
81.90%
81.92%
81.67%
Operating Profit Margin TTM
-3.84%
-5.80%
-6.24%
-5.51%
-5.66%
-5.71%
-9.32%
-13.50%
-15.56%
-18.45%
-23.35%
-27.94%
Net Profit Margin TTM
0.01%
-1.56%
0.80%
1.63%
2.70%
5.90%
0.59%
-2.24%
-4.21%
-9.67%
-14.99%
-21.14%
Growth Metrics
Net Revenue Growth (1Y)
12.47%
11.84%
11.63%
13.36%
14.52%
16.42%
18.54%
21.89%
29.06%
39.08%
50.43%
64.88%
Net Income Growth (1Y)
-99.57%
-129.57%
51.04%
-182.41%
-173.49%
-171.01%
-104.65%
-87.09%
-82.12%
-66.91%
-49.08%
-31.45%
EPS Growth (1Y)
-99.56%
-130.33%
56.60%
-184.43%
-175.80%
-172.94%
-104.70%
-87.11%
-81.93%
-66.91%
-49.90%
-34.18%
Valuation Metrics
P/E TTM
23,186.68
-226.47
452.73
201.31
121.95
106.69
706.18
-193.33
-138.42
-74.95
-68.24
-55.35
P/B
1.00
1.44
1.39
1.22
1.21
2.29
1.39
1.35
1.79
2.19
2.82
3.03
P/S TTM
2.38
3.53
3.60
3.28
3.30
6.29
4.15
4.33
5.83
7.25
10.23
11.70
Market Cap
3.80B
5.48B
5.40B
4.79B
4.69B
8.73B
5.58B
5.58B
7.25B
8.64B
11.60B
12.38B
Enterprise Value
1.95B
5.89B
3.39B
2.95B
3.05B
8.70B
3.11B
7.02B
7.26B
8.91B
11.91B
12.61B
Calculated Values
Free Cash Flow TTM
382.91M
378.79M
353.30M
346.31M
343.70M
312.11M
313.10M
277.80M
278.65M
242.55M
216.66M
180.18M
Net Debt
-1.86B
409.07M
-2.00B
-1.84B
-1.64B
-34.41M
-2.46B
1.44B
13.77M
263.60M
314.35M
222.68M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-05-29Sale
Owner: Cieri, Michael
Title: Chief Product Officer
Shares: 32,875
Price/Share: $36.53
Value: $1,200,923.75
Shares Owned: 997
Relationship: Officer
Ownership: Direct
2025-12-02Sale
Owner: Cota, Germaine
Title: SVP, FINANCE & ACCOUNTING
Shares: 1,104
Price/Share: $51.23
Value: $56,557.92
Shares Owned: 10,812
Relationship: Officer
Ownership: Direct
2025-09-02Sale
Owner: Aji, Rajesh A.
Title: CLO & CCO
Shares: 3,971
Price/Share: $45.22
Value: $179,568.62
Shares Owned: 9,298
Relationship: Officer
Ownership: Direct
2025-09-02Sale
Owner: Cota, Germaine
Title: SVP, FINANCE & ACCOUNTING
Shares: 1,721
Price/Share: $45.22
Value: $77,823.62
Shares Owned: 10,085
Relationship: Officer
Ownership: Direct
2025-06-24Sale
Owner: Aji, Rajesh A.
Title: CLO & CCO
Shares: 1,780
Price/Share: $45.25
Value: $80,545.00
Shares Owned: 9,298
Relationship: Officer
Ownership: Direct

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Institutional Ownership

No data available for chart
2026-03-31
99.44%
Inst. Shares: 98,730,380
Shares Outstanding: 99,285,000
2025-12-31
105.71%
Inst. Shares: 106,269,604
Shares Outstanding: 100,532,000
2025-09-30
97.00%
Inst. Shares: 98,868,260
Shares Outstanding: 101,922,000
2025-06-30
80.82%
Inst. Shares: 83,701,077
Shares Outstanding: 103,568,000
2025-03-31
78.16%
Inst. Shares: 79,891,890
Shares Outstanding: 102,219,000

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BILL Holdings, Inc. (BILL) financial data sourced directly from SEC EDGAR filings — including the latest 10-K annual report, 10-Q quarterly filings, insider transactions (SEC Form 4), institutional ownership (SEC Form 13F), Earning Marker Reaction Heat Map and 50+ calculated financial metrics like Price to Earnings Ratio (P/E), Return on Equity (ROE), Debt to Equity (D/E), Free Cash Flow Per Share (FCF/S), and Return on Invested Capital (ROIC). Unlike platforms that rely on third-party data aggregators, GeminIQ parses raw SEC filings directly — delivering institutional-grade accuracy at a fraction of the cost of Bloomberg Terminal or S&P Capital IQ.