HQY
HEALTHEQUITY, INC.Company Information
- Company Name
- HEALTHEQUITY, INC.
- CIK
- CIK0001428336
- Category
- Large accelerated filer
- Ticker: Exchange
- HQY: Nasdaq
- Fiscal Year End
- January 31
- Owner Organization
- 07 Trade & Services
- SIC
- 7389
- SIC Description
- Services-Business Services, NEC
- Ticker
- HQY
SEC filing data through
Insider Sentiment
- Last purchase
- —
- Last sale
- 2026-08-25
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 56,577
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 88,631,019
- Shares outstanding
- 83,374,000
- Ownership
- 106.31%
Earnings Market Reaction
- Filing date
- 2026-08-27
- Price on filing date
- —
- 1-month reaction
- …
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-07-31 | 2026-04-30 | 2026-01-31 | 2025-10-31 | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 | 2024-04-30 | 2024-01-31 | 2023-10-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets Current | ||||||||||||||||||
| Cash And Cash Equivalents At Carrying Value | 256 | 265 | 319 | 309 | 304 | 288 | 296 | 322 | 327 | 251 | 404 | 334 | ||||||
| Accounts Receivable Net Current | 122 | 122 | 124 | 111 | 111 | 116 | 118 | 107 | 108 | 106 | 105 | 96 | ||||||
| Other Assets Current | - | - | - | - | - | - | 64 | 66 | 60 | 47 | 49 | 44 | ||||||
| Prepaid Expense And Other Assets Current | 82 | 79 | 70 | 78 | 77 | 69 | 64 | - | - | - | - | - | ||||||
| Assets Current | 460 | 467 | 512 | 499 | 493 | 473 | 478 | 495 | 496 | 405 | 557 | 474 | ||||||
| Property Plant And Equipment Net | 5 | 4 | 3 | 3 | 3 | 3 | 3 | 4 | 5 | 5 | 6 | 8 | ||||||
| Operating Lease Right Of Use Asset | 33 | 35 | 36 | 38 | 40 | 41 | 43 | 45 | 46 | 48 | 48 | 50 | ||||||
| Intangible Assets Net Excluding Goodwill | 1,048 | 1,073 | 1,097 | 1,125 | 1,152 | 1,179 | 1,205 | 1,228 | 1,254 | 1,071 | 836 | 861 | ||||||
| Goodwill | 1,648 | 1,648 | 1,648 | 1,648 | 1,648 | 1,648 | 1,648 | 1,648 | 1,648 | 1,648 | 1,648 | 1,648 | ||||||
| Other Assets Noncurrent | 78 | 80 | 83 | 85 | 80 | 71 | 72 | 68 | 65 | 69 | 68 | 52 | ||||||
| Assets | 3,271 | 3,306 | 3,380 | 3,398 | 3,417 | 3,416 | 3,449 | 3,488 | 3,514 | 3,246 | 3,164 | 3,094 | ||||||
Liabilities Current | ||||||||||||||||||
| Accounts Payable Current | 9 | 14 | 12 | 20 | 10 | 13 | 14 | 10 | 11 | 18 | 12 | 13 | ||||||
| Employee Related Liabilities Current | 38 | 27 | 60 | 44 | 32 | 24 | 69 | 48 | 37 | 23 | 50 | 31 | ||||||
| Accrued Liabilities Current | 97 | 85 | 74 | 47 | 65 | 68 | 63 | 87 | 63 | 41 | 46 | 42 | ||||||
| Operating Lease Liability Current | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 9 | 10 | ||||||
| Long Term Debt Current | - | - | - | - | - | - | - | - | - | - | 0 | 0 | ||||||
| Liabilities Current | 154 | 136 | 157 | 121 | 117 | 116 | 156 | 155 | 121 | 92 | 117 | 96 | ||||||
Liabilities Noncurrent | ||||||||||||||||||
| Long Term Debt Noncurrent | 931 | 943 | 957 | 982 | 1,007 | 1,057 | 1,056 | 1,081 | 1,101 | 926 | 875 | 874 | ||||||
| Operating Lease Liability Noncurrent | 30 | 32 | 34 | 36 | 38 | 40 | 42 | 44 | 46 | 48 | 49 | 51 | ||||||
| Other Liabilities Noncurrent | 74 | 53 | 31 | 24 | 22 | 22 | 23 | 25 | 25 | 19 | 19 | 18 | ||||||
| Deferred Income Tax Liabilities Net | 92 | 95 | 94 | 102 | 87 | 57 | 56 | 59 | 63 | 63 | 69 | 67 | ||||||
| Liabilities Noncurrent | 1,127 | 1,123 | 1,116 | 1,143 | 1,154 | 1,176 | 1,177 | 1,209 | 1,237 | 1,056 | 1,012 | 1,009 | ||||||
| Liabilities | 1,281 | 1,259 | 1,273 | 1,264 | 1,270 | 1,292 | 1,334 | 1,364 | 1,357 | 1,149 | 1,129 | 1,106 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 1,897 | 1,902 | 1,917 | 1,917 | 1,919 | 1,905 | 1,906 | 1,893 | 1,887 | 1,863 | 1,829 | 1,809 | ||||||
| Retained Earnings Accumulated Deficit | 163 | 177 | 196 | 208 | 227 | 218 | 209 | 232 | 270 | 234 | 206 | 179 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -69 | -32 | -6 | 9 | 0 | - | 0 | - | - | - | - | - | ||||||
| Stockholders Equity | 1,990 | 2,047 | 2,107 | 2,134 | 2,146 | 2,124 | 2,115 | 2,125 | 2,157 | 2,098 | 2,035 | 1,988 | ||||||
| Liabilities And Stockholders Equity | 3,271 | 3,306 | 3,380 | 3,398 | 3,417 | 3,416 | 3,449 | 3,488 | 3,514 | 3,246 | 3,164 | 3,094 | ||||||
| Allowance For Doubtful Accounts Receivable Current | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 3 | 3 | 4 | 4 | 5 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Preferred Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Common Stock Shares Authorized | 900 | 900 | 900 | 900 | 900 | 900 | 900 | 900 | 900 | 900 | 900 | 900 | ||||||
| Common Stock Shares Issued | 83 | 84 | 85 | 86 | 86 | 87 | 87 | 87 | 87 | 87 | 86 | 86 | ||||||
| Shares Outstanding | 83 | 84 | 85 | 86 | 86 | 87 | 87 | 87 | 87 | 87 | 86 | 86 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialHEALTHEQUITY, INC. (HQY) — SEC Financial Statements & Analysis
HEALTHEQUITY, INC. (HQY) is a services-business services, nec company, incorporated in DE. HEALTHEQUITY, INC. trades on Nasdaq as: HQY. HEALTHEQUITY, INC. (HQY)'s most recent SEC filing is a Form 10-Q for the period ended 2026-07-31, filed with the SEC on 2026-08-27. Based on that filing, HEALTHEQUITY, INC. carries a market cap of $8.39B, a P/E ratio of 35.47x, a P/B ratio of 4.21x, a P/S ratio of 6.16x, an enterprise value of $9.06B, and an EV/EBITDA multiple of 17.80x. On profitability, it posts a gross margin of 71.25%, an operating margin of 25.80%, a net margin of 17.36%, a Return on Equity (ROE) of 11.43%, a Return on Assets (ROA) of 7.07%, and a Return on Invested Capital (ROIC) of 9.67%. Per share, it reports EPS of $2.84, diluted EPS of $2.81, free cash flow per share of $5.85, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 7.34% year-over-year, net income growth of 62.16% year-over-year, and EPS growth of 68.34% year-over-year. On the balance sheet, it maintains a current ratio of 2.99x, a quick ratio of 2.46x, working capital of $306.43M, a debt-to-equity ratio of 0.64x, a debt ratio of 0.39, an interest coverage ratio of 6.69x, free cash flow of $487.73M (TTM), and net debt of $675.06M. Figures sourced from SEC EDGAR.
- Market Cap
- $8.39B
- P/E TTM
- 35.47x
- EPS TTM
- $2.84
- P/B TTM
- 4.21x
- ROE TTM
- 11.43%
- ROA TTM
- 7.07%
- Debt To Equity
- 0.64x
- Free Cash Flow TTM
- $487.73M
- Net Revenue TTM Growth 1Y
- 7.34%
Data as of 2026-07-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is HEALTHEQUITY, INC. in?
HEALTHEQUITY, INC. (HQY) operates in the Services-Business Services, NEC industry.
What exchange does HQY trade on?
HEALTHEQUITY, INC. (HQY) trades on the Nasdaq.
Where is HEALTHEQUITY, INC. incorporated?
HEALTHEQUITY, INC. is incorporated in DE.
When was HEALTHEQUITY, INC. (HQY)'s most recent SEC filing?
HEALTHEQUITY, INC. (HQY)'s most recent SEC filing is a Form 10-Q for the period ended 2026-07-31, filed with the SEC on 2026-08-27.
What is HQY's market cap?
HEALTHEQUITY, INC. (HQY) has a market capitalization of $8.39B as of 2026-07-31.
What is HQY's P/E ratio?
HEALTHEQUITY, INC. (HQY)'s trailing twelve month P/E ratio is 35.47x as of 2026-07-31.
What is HQY's EPS (earnings per share)?
HEALTHEQUITY, INC. (HQY)'s trailing twelve month EPS is $2.84 as of 2026-07-31.
What is HQY's ROE (return on equity)?
HEALTHEQUITY, INC. (HQY)'s trailing twelve month Return on Equity (ROE) is 11.43% as of 2026-07-31.
What is HQY's ROA (return on assets)?
HEALTHEQUITY, INC. (HQY)'s trailing twelve month Return on Assets (ROA) is 7.07% as of 2026-07-31.
What is HQY's ROIC (return on invested capital)?
HEALTHEQUITY, INC. (HQY)'s trailing twelve month Return on Invested Capital (ROIC) is 9.67% as of 2026-07-31.
What is HQY's EV/EBITDA?
HEALTHEQUITY, INC. (HQY)'s trailing twelve month EV/EBITDA is 17.80x as of 2026-07-31.