NAVIENT CORP

NAVI

NAVIENT CORP

NAVI

Insider Sentiment (TTM):

Last Purchase:2022-04-01Last Sale:2024-11-06Shares Purchased (TTM):0Shares Sold (TTM):0

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:92,184,343Shares Outstanding:95,000,000Institutional Ownership Pct.:97.04%

Earnings Market Reaction:

Filing Date:2026-08-07Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Assets
Notes Receivable Net	-	-	43,592	-	-	-	46,568	-	-	-	54,827	-
Investments	116	148	166	147	135	125	143	140	132	129	146	149
Investments
Cash And Cash Equivalents At Carrying Value	770	621	637	571	712	642	722	1,143	1,088	823	839	977
Restricted Cash And Cash Equivalents	1,369	1,510	1,467	1,301	1,365	1,413	1,381	1,650	2,918	2,125	1,954	1,824
Intangible Assets Net Including Goodwill	430	430	434	435	436	437	437	438	690	692	695	697
Interest Receivable And Other Assets	2,363	2,409	2,385	2,444	2,426	2,399	2,538	2,542	2,616	2,773	2,914	2,853
Assets	47,297	48,004	48,681	49,306	50,222	50,950	51,789	53,440	56,622	59,029	61,375	63,414
Liabilities
Short Term Borrowings	4,214	5,870	5,073	4,920	4,752	4,855	5,134	5,305	5,326	4,427	4,226	4,662
Long Term Debt	40,123	39,240	40,633	41,414	42,345	42,872	43,184	44,695	47,545	50,848	53,402	54,907
Other Liabilities	562	515	576	533	561	634	830	746	1,003	988	987	947
Liabilities	44,899	45,625	46,282	46,867	47,658	48,361	49,148	50,746	53,874	56,263	58,615	60,516
Stockholders Equity Inclu…
Common Stock Value	4	4	4	4	4	4	4	4	4	4	4	4
Additional Paid In Capital Common Stock	3,410	3,407	3,403	3,398	3,394	3,390	3,380	3,374	3,367	3,360	3,353	3,349
Accumulated Other Comprehensive Income Loss Net Of…	14	5	2	-1	0	2	3	3	10	15	19	43
Retained Earnings Accumulated Deficit	4,562	4,552	4,552	4,573	4,674	4,677	4,697	4,690	4,710	4,691	4,638	4,685
Stockholders Equity Before Treasury Stock	7,990	7,968	7,961	7,974	8,072	8,073	8,084	8,071	8,091	8,070	8,014	8,081
Treasury Stock Value	-5,592	-5,589	-5,562	-5,535	-5,508	-5,484	-5,443	-5,377	-5,343	-5,304	-5,254	-5,183
Stockholders Equity	2,398	2,379	2,399	2,439	2,564	2,589	2,641	2,694	2,748	2,766	2,760	2,898
Liabilities And Stockholders Equity	47,297	48,004	48,681	49,306	50,222	50,950	51,789	53,440	56,622	59,029	61,375	63,414

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10‑Q10‑K

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10‑Q10‑K

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	-11.25%	-13.14%	-7.13%	-	-	-	-	-	-	-	-	-
2025	7.03%	10.43%	15.50%	6.94%	6.20%	-2.73%	1.71%	13.54%	8.59%	-8.86%	0.54%	-7.73%
2024	-4.16%	-10.39%	-7.25%	-1.78%	1.53%	1.14%	1.19%	-5.13%	-7.39%	-3.60%	-18.93%	-0.53%
2023	-	-	-	-	-	-	2.97%	20.15%	8.33%	5.48%	1.65%	-3.30%
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Leverage & Debt
Interest Coverage TTM	-1.10	-1.14	-1.21	-1.15	-0.90	0.44	0.83	0.95	1.06	1.07	1.09	1.14
Per Share Metrics
Diluted EPS TTM	-0.53	-0.64	-0.81	-0.51	0.34	0.55	1.18	0.73	1.43	1.67	1.85	2.98
Free Cash Flow Per Share TTM	3.62	3.40	4.45	2.81	1.95	3.41	4.21	7.05	8.05	6.31	5.54	4.78
Dividend Per Share TTM	0.65	0.65	0.64	0.66	0.67	0.67	0.64	0.67	0.66	0.66	0.64	0.68
Margin Metrics
Gross Profit Margin TTM	17.69%	17.33%	16.70%	16.57%	15.11%	14.34%	14.07%	-29.66%	-24.09%	-22.31%	-20.23%	21.23%
Operating Profit Margin TTM	-1.82%	-2.47%	-3.57%	-2.42%	1.50%	2.26%	4.57%	2.76%	4.92%	5.87%	7.08%	10.64%
Net Profit Margin TTM	-1.72%	-2.03%	-2.57%	-1.55%	1.00%	1.56%	3.44%	1.96%	3.76%	4.34%	5.16%	8.28%
Growth Metrics
Net Revenue Growth (1Y)	-14.28%	-16.27%	-18.40%	-20.03%	-20.28%	-18.08%	-13.80%	-7.63%	4.37%	19.27%	37.11%	53.92%
Net Income Growth (1Y)	-247.06%	-208.93%	-161.07%	-163.29%	-78.75%	-70.53%	-42.54%	-78.12%	-58.66%	-62.08%	-64.65%	-31.76%
EPS Growth (1Y)	-256.45%	-216.95%	-167.24%	-169.75%	-76.41%	-67.35%	-35.69%	-75.68%	-53.81%	-56.71%	-58.86%	-20.95%
Valuation Metrics
P/E TTM	-16.00	-12.48	-15.46	-24.45	38.89	21.32	10.13	19.32	9.06	9.18	8.75	4.98
P/B TTM	0.33	0.32	0.52	0.50	0.52	0.46	0.50	0.57	0.53	0.63	0.72	0.62
P/S TTM	0.28	0.25	0.40	0.38	0.39	0.33	0.35	0.38	0.34	0.40	0.45	0.41
Market Cap	799.94M	761.10M	1.24B	1.22B	1.32B	1.19B	1.33B	1.53B	1.45B	1.74B	2.00B	1.80B
Enterprise Value	43.00B	43.74B	44.84B	45.68B	46.34B	48.28B	47.54B	48.73B	50.32B	54.07B	56.83B	58.57B
Calculated Values
Free Cash Flow TTM	340.00M	323.00M	441.00M	275.00M	195.00M	348.00M	459.00M	761.00M	893.00M	713.00M	676.00M	573.00M
Net Debt	42.20B	42.98B	43.60B	44.46B	45.02B	47.09B	46.22B	47.21B	48.87B	52.33B	54.84B	56.77B
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2024-11-06Sale

Owner: Hauber, Stephen M

Title: EVP & Chief Admin Officer

Shares: 10,000

Price/Share: $15.00

Value: $150,000.00

Shares Owned: 256,883

Relationship: Officer

Ownership: Direct

2024-05-03Sale

Owner: Heleen, Mark L

Title: EVP, CLO & Secretary

Shares: 10,000

Price/Share: $16.00

Value: $160,000.00

Shares Owned: 393,611

Relationship: Officer

Ownership: Direct

2024-01-31Sale

Owner: Heleen, Mark L

Title: EVP, CLO & Secretary

Shares: 10,000

Price/Share: $17.20

Value: $172,000.00

Shares Owned: 385,577

Relationship: Officer

Ownership: Direct

2023-12-14Sale

Owner: Kane, John M

Title: EVP & Group President

Shares: 150,132

Price/Share: $19.02

Value: $2,855,510.64

Shares Owned: 490,778

Relationship: Officer

Ownership: Direct

2023-11-07Sale

Owner: Heleen, Mark L

Title: EVP, CLO & Secretary

Shares: 10,000

Price/Share: $16.99

Value: $169,900.00

Shares Owned: 395,330

Relationship: Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2024-11-06	Hauber, Stephen M	Officer	EVP & Chief Admin Officer	Direct	Sale	10,000	15.00	$150,000.00	256,883	4
2024-05-03	Heleen, Mark L	Officer	EVP, CLO & Secretary	Direct	Sale	10,000	16.00	$160,000.00	393,611	4
2024-01-31	Heleen, Mark L	Officer	EVP, CLO & Secretary	Direct	Sale	10,000	17.20	$172,000.00	385,577	4
2023-12-14	Kane, John M	Officer	EVP & Group President	Direct	Sale	150,132	19.02	$2,855,510.64	490,778	4
2023-11-07	Heleen, Mark L	Officer	EVP, CLO & Secretary	Direct	Sale	10,000	16.99	$169,900.00	395,330	4
2023-07-31	Heleen, Mark L	Officer	EVP, CLO & Secretary	Direct	Sale	20,000	19.01	$380,200.00	404,056	4
2023-01-27	Hauber, Stephen M	Officer	EVP, Chief Risk&Compliance Off	Direct	Sale	11,351	19.17	$217,598.67	217,081	4
2023-01-03	Kane, John M	Officer	EVP & Group President	Direct	Sale	17,006	16.56	$281,619.36	607,303	4
2022-04-01	Newbury, Investors Llc, S…	TenPercentOwner	-	Indirect	Purchase	326,000	17.13	$5,584,380.00	29,449,997	4
2022-02-03	Hauber, Stephen M	Officer	EVP, Chief Risk&Compliance Off	Direct	Sale	3,161	17.67	$55,854.87	186,806	4
2022-01-03	Kane, John M	Officer	EVP & Group President	Direct	Sale	20,516	21.41	$439,247.56	561,156	4
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Institutional Ownership

No data available for chart

2026-03-31

97.04%

Inst. Shares: 92,184,343

Shares Outstanding: 95,000,000

2025-12-31

91.46%

Inst. Shares: 90,545,515

Shares Outstanding: 99,000,000

2025-09-30

95.49%

Inst. Shares: 93,575,388

Shares Outstanding: 98,000,000

2025-06-30

95.23%

Inst. Shares: 95,231,443

Shares Outstanding: 100,000,000

2025-03-31

93.70%

Inst. Shares: 95,575,374

Shares Outstanding: 102,000,000

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	92,184,343	95,000,000	97.04%
2025-12-31	90,545,515	99,000,000	91.46%
2025-09-30	93,575,388	98,000,000	95.49%
2025-06-30	95,231,443	100,000,000	95.23%
2025-03-31	95,575,374	102,000,000	93.70%
2024-12-31	96,858,944	109,000,000	88.86%
2024-09-30	99,055,957	108,000,000	91.72%
2024-06-30	100,327,412	111,000,000	90.39%
2024-03-31	101,406,765	113,000,000	89.74%
2023-12-31	102,009,276	122,000,000	83.61%
2023-09-30	102,783,743	120,000,000	85.65%
2023-06-30	106,642,395	124,000,000	86.00%
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NAVIENT CORP (NAVI) — SEC Financial Statements & Analysis

NAVIENT CORP (NAVI) is a security brokers, dealers & flotation companies company, incorporated in DE. NAVIENT CORP trades on Nasdaq as: NAVI, JSM. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), NAVIENT CORP reported a -14.28% year-over-year revenue growth, a Gross Profit Margin of 17.69% (TTM), a Price-to-Sales (P/S) ratio of 0.28x (TTM), a Price-to-Book (P/B) ratio of 0.33x (TTM), at a market cap of $799.94M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: -14.28%
Gross Profit Margin TTM: 17.69%
P/S TTM: 0.28x
P/B TTM: 0.33x
Market Cap: $799.94M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is NAVIENT CORP in?

NAVIENT CORP (NAVI) operates in the Security Brokers, Dealers & Flotation Companies industry.

What is NAVI's market cap?

NAVIENT CORP (NAVI) has a market capitalization of $799.94M as of 2026-06-30.

What exchange does NAVI trade on?

NAVIENT CORP (NAVI) trades on the Nasdaq.

Where is NAVIENT CORP incorporated?

NAVIENT CORP is incorporated in DE.

NAVIENT CORP

Financial Statements

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Interactive Financial Visualizations

Earnings Market Reaction

Performance and Valuation Metrics

Insider Transactions

Institutional Ownership

NAVIENT CORP (NAVI) — SEC Financial Statements & Analysis

Frequently Asked Questions

Companies in Security Brokers, Dealers & Flotation Companies

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NAVIENT CORP (NAVI) — SEC Financial Statements & Analysis

Frequently Asked Questions

Companies in Security Brokers, Dealers & Flotation Companies

GeminIQ Research & Analysis

Wall Street's data.Main Street's price.

Wall Street's data.
Main Street's price.