PFS
PROVIDENT FINANCIAL SERVICES INCCompany Information
- Company Name
- PROVIDENT FINANCIAL SERVICES INC
- CIK
- CIK0001178970
- Category
- Large accelerated filer
- Ticker: Exchange
- PFS: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6035
- SIC Description
- Savings Institution, Federally Chartered
- Ticker
- PFS
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-03-13
- Last sale
- 2026-09-14
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 84,838.88
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 98,974,970
- Shares outstanding
- 130,330,787
- Ownership
- 75.94%
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- -2.95%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | - | - | 211 | 302 | 259 | 234 | 206 | 244 | 291 | 158 | 180 | 189 | ||||||
| Cash And Cash Equivalents At Carrying Value | 228 | 222 | 211 | - | 259 | 234 | 206 | 244 | 291 | 158 | 180 | 189 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 3,286 | 3,240 | 3,165 | 3,141 | 3,020 | 2,879 | 2,769 | 2,725 | 2,627 | 1,666 | 1,690 | 1,656 | ||||||
| Cash Equivalents At Carrying Value | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 1 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 266 | 268 | 282 | 292 | 309 | 314 | 328 | 332 | 351 | 355 | 363 | 370 | ||||||
| Equity Securities Fv Ni | 20 | 20 | 20 | 20 | 19 | 19 | 19 | 20 | 19 | 1 | 1 | 1 | ||||||
| Federal Home Loan Bank Stock And Federal Reserve Bank Stock | - | - | 116 | - | - | - | 113 | - | - | - | 79 | - | ||||||
| Federal Home Loan Bank Stock | 131 | 133 | - | 120 | 127 | 127 | - | 96 | 100 | 78 | 79 | 101 | ||||||
| Loans Receivable Held For Sale Amount | 5 | 8 | 15 | 14 | 7 | 150 | 162 | 6 | 4 | - | 2 | - | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 20,046 | 19,648 | 19,504 | 19,286 | 19,105 | 18,791 | 18,659 | 18,795 | 18,759 | 10,843 | 10,872 | 10,668 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 185 | 177 | 185 | 187 | 188 | 192 | 193 | 191 | 188 | 106 | 107 | 108 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 19,867 | 19,478 | 19,334 | 19,113 | 18,924 | 18,750 | 18,628 | 18,609 | 18,575 | 10,736 | 10,767 | 10,560 | ||||||
| Foreclosed Assets | 1 | 2 | 2 | 2 | 1 | 7 | 9 | 10 | 11 | 11 | 12 | 16 | ||||||
| Property Plant And Equipment Net | 112 | 110 | 113 | 113 | 116 | 115 | 120 | 125 | 127 | 69 | 71 | 71 | ||||||
| Interest Receivable | 98 | 98 | 96 | 95 | 93 | 92 | 91 | 90 | 94 | 59 | 59 | 56 | ||||||
| Intangible Assets Net Including Goodwill | 765 | 774 | 782 | 791 | 800 | 810 | 819 | 839 | 852 | 457 | 458 | 459 | ||||||
| Bank Owned Life Insurance | 415 | 413 | 414 | 412 | 410 | 408 | 406 | 404 | 405 | 244 | 243 | 241 | ||||||
| Other Assets | 473 | 444 | 445 | 432 | 470 | 471 | 544 | 548 | 619 | 296 | 288 | 365 | ||||||
| Assets | 25,663 | 25,202 | 24,981 | 24,833 | 24,547 | 24,225 | 24,052 | 24,043 | 24,070 | 14,131 | 14,211 | 14,087 | ||||||
Deposits | ||||||||||||||||||
| Demand Deposit Accounts | 14,519 | 14,287 | 14,402 | 14,154 | 13,812 | 13,612 | 13,776 | 13,548 | 13,526 | 7,906 | 8,021 | 7,873 | ||||||
| Deposits Savings Deposits | 1,583 | 1,624 | 1,589 | 1,578 | 1,629 | 1,671 | 1,680 | 1,671 | 1,745 | 1,161 | 1,176 | 1,200 | ||||||
| Time Deposits100000 Or More | 966 | 943 | 930 | 886 | 842 | 768 | 789 | 800 | 872 | 224 | 219 | 700 | ||||||
| Time Deposits Less Than100000 | 2,478 | 2,247 | 2,357 | 2,478 | 2,425 | 2,398 | 2,379 | 2,356 | 2,210 | 808 | 877 | 368 | ||||||
| Deposits | 19,545 | 19,100 | 19,279 | 19,096 | 18,709 | 18,449 | 18,624 | 18,376 | 18,353 | 10,099 | 10,293 | 10,141 | ||||||
| Other Borrowings | 2,408 | 2,483 | 2,112 | 2,209 | 2,375 | 2,336 | 2,020 | 2,215 | 2,302 | 2,058 | 1,970 | 2,022 | ||||||
| Subordinated Debt | 409 | 408 | 407 | 405 | 404 | 403 | 402 | 414 | 413 | 11 | 11 | 11 | ||||||
| Other Liabilities | 347 | 299 | 310 | 309 | 302 | 327 | 363 | 369 | 396 | 224 | 210 | 248 | ||||||
| Liabilities | 22,756 | 22,339 | 22,147 | 22,066 | 21,840 | 21,566 | 21,451 | 21,421 | 21,515 | 12,436 | 12,520 | 12,464 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Additional Paid In Capital | 1,850 | 1,848 | 1,845 | 1,842 | 1,839 | 1,837 | 1,834 | 1,871 | 1,869 | 991 | 989 | 988 | ||||||
| Retained Earnings Accumulated Deficit | 1,250 | 1,202 | 1,154 | 1,102 | 1,062 | 1,021 | 989 | 973 | 958 | 988 | 975 | 965 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -92 | -86 | -76 | -87 | -104 | -110 | -135 | -93 | -140 | -152 | -141 | -195 | ||||||
| Treasury Stock Value | -103 | -102 | -91 | -91 | -91 | -90 | -88 | -129 | -129 | -129 | -128 | -128 | ||||||
| Stockholders Equity | 2,907 | 2,863 | 2,833 | 2,767 | 2,708 | 2,659 | 2,601 | 2,621 | 2,556 | 1,695 | 1,691 | 1,623 | ||||||
| Liabilities And Stockholders Equity | 25,663 | 25,202 | 24,981 | 24,833 | 24,547 | 24,225 | 24,052 | 24,043 | 24,070 | 14,131 | 14,211 | 14,087 | ||||||
| Held To Maturity Securities Fair Value | - | - | - | - | - | - | - | - | 333 | 341 | 353 | 343 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | 0 | - | ||||||
| Unearned E S O P Shares | - | - | - | - | - | - | 0 | -2 | -3 | -4 | -5 | -8 | ||||||
| Common Stock Held In Trust | - | - | - | - | - | - | 0 | -2 | -2 | -3 | -3 | -3 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | ||||||
| Common Stock Shares Issued | 138 | 138 | 138 | 138 | 138 | 138 | 138 | 138 | 138 | 83 | 138 | 83 | ||||||
| Shares Outstanding | 130 | 130 | 131 | 131 | 131 | 131 | 130 | 130 | 130 | 76 | 76 | 76 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialPROVIDENT FINANCIAL SERVICES INC (PFS) — SEC Financial Statements & Analysis
PROVIDENT FINANCIAL SERVICES INC (PFS) is a savings institution, federally chartered company, incorporated in DE. PROVIDENT FINANCIAL SERVICES INC trades on NYSE as: PFS. PROVIDENT FINANCIAL SERVICES INC (PFS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, PROVIDENT FINANCIAL SERVICES INC carries a market cap of $3.05B, a P/E ratio of 9.76x, a P/B ratio of 1.05x, a P/S ratio of 2.36x, an enterprise value of $2.82B, and an EV/EBITDA multiple of -9.12x. On profitability, it posts a gross margin of 60.97%, an operating margin of 33.27%, a net margin of 24.19%, a Return on Equity (ROE) of 11.14%, and a Return on Invested Capital (ROIC) of -10.05%. Per share, it reports EPS of $2.40, diluted EPS of $2.40, free cash flow per share of $2.69, and a dividend per share of $0.95. Over the trailing year, it posted revenue growth of 2.92% year-over-year, net income growth of 35.41% year-over-year, and EPS growth of 35.57% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.45x, free cash flow of $350.36M (TTM), and net debt of $-228.29M. Figures sourced from SEC EDGAR.
- Market Cap
- $3.05B
- P/E TTM
- 9.76x
- EPS TTM
- $2.40
- P/B TTM
- 1.05x
- ROE TTM
- 11.14%
- Free Cash Flow TTM
- $350.36M
- Net Revenue TTM Growth 1Y
- 2.92%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is PROVIDENT FINANCIAL SERVICES INC in?
PROVIDENT FINANCIAL SERVICES INC (PFS) operates in the Savings Institution, Federally Chartered industry.
What exchange does PFS trade on?
PROVIDENT FINANCIAL SERVICES INC (PFS) trades on the NYSE.
Where is PROVIDENT FINANCIAL SERVICES INC incorporated?
PROVIDENT FINANCIAL SERVICES INC is incorporated in DE.
When was PROVIDENT FINANCIAL SERVICES INC (PFS)'s most recent SEC filing?
PROVIDENT FINANCIAL SERVICES INC (PFS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is PFS's market cap?
PROVIDENT FINANCIAL SERVICES INC (PFS) has a market capitalization of $3.05B as of 2026-06-30.
What is PFS's P/E ratio?
PROVIDENT FINANCIAL SERVICES INC (PFS)'s trailing twelve month P/E ratio is 9.76x as of 2026-06-30.
What is PFS's EPS (earnings per share)?
PROVIDENT FINANCIAL SERVICES INC (PFS)'s trailing twelve month EPS is $2.40 as of 2026-06-30.
What is PFS's ROE (return on equity)?
PROVIDENT FINANCIAL SERVICES INC (PFS)'s trailing twelve month Return on Equity (ROE) is 11.14% as of 2026-06-30.
What is PFS's ROIC (return on invested capital)?
PROVIDENT FINANCIAL SERVICES INC (PFS)'s trailing twelve month Return on Invested Capital (ROIC) is -10.05% as of 2026-06-30.
What is PFS's EV/EBITDA?
PROVIDENT FINANCIAL SERVICES INC (PFS)'s trailing twelve month EV/EBITDA is -9.12x as of 2026-06-30.