SOFI

SoFi Technologies, Inc.

$16.84previous close on: 9/16/2026

Insider Sentiment

Last purchase: 2026-06-16
Last sale: 2026-06-22
Shares purchased (TTM): 140,211
Shares sold (TTM): 649,619

Buy ratio (TTM)17.8%

Institutional Sentiment

As of: 2026-03-31
Institutional shares owned: 687,297,978
Shares outstanding: 1,276,328,000
Ownership: 53.85%

+8.06% Y/Y

Earnings Market Reaction

Filing date: 2026-08-06
Price on filing date: —
1-month reaction: -0.22%
3-month reaction: Pending

Drift continued6/11 (55%)

Faded / reversed5/11 (45%)

Export data

Recent filings

10-Q2026-06-30Filed 2026-08-06
10-Q2026-03-31Filed 2026-05-07
10-K2025-12-31Filed 2026-02-17
10-Q2025-09-30Filed 2025-11-06
10-Q2025-06-30Filed 2025-08-07
10-Q2025-03-31Filed 2025-05-06
10-K2024-12-31Filed 2025-02-24
10-Q2024-09-30Filed 2024-11-07
10-Q2024-06-30Filed 2024-08-06
10-Q2024-03-31Filed 2024-05-07
10-K2023-12-31Filed 2024-02-27
10-Q2023-09-30Filed 2023-11-08

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Balance Sheet

Values in millions ($)

Line item	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Variable Interest Entity Primary Beneficiary	0	2	2	-5	-2	9	21	-5	-13	45	51	-13
Cash And Cash Equivalents At Carrying Value	3,126	3,401	4,929	3,246	2,123	2,086	2,538	2,355	2,335	3,693	3,085	2,814
Restricted Cash And Cash Equivalents	439	360	427	500	592	630	171	615	397	455	531	483
Other Investments	4,226	3,231	2,576	2,512	2,375	2,153	1,896	1,554	1,566	973	702	580
Loans Receivable Held For Sale Amount	29,737	25,455	22,863	21,587	20,063	18,226	17,685	17,325	15,894	15,116	15,397	20,994
Notes Receivable Net	-	-	-	-	-	-	-	-	-	-	836	361
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss	1,276	1,381	1,517	1,484	1,413	1,296	1,246	1,417	2,173	1,250	836	-
Servicing Asset At Fair Value Amount	364	368	378	384	375	390	342	296	291	241	180	143
Property Plant And Equipment And Finance Lease Right Of Use Asset After Accumulated Depreciation And Amortization	497	448	416	387	355	317	288	266	246	228	217	202
Goodwill	1,425	1,394	1,394	1,394	1,394	1,394	1,394	1,394	1,394	1,394	1,394	1,394
Intangible Assets Net Excluding Goodwill	227	215	232	248	264	280	298	315	331	347	364	387
Operating Lease Right Of Use Asset	86	89	94	79	77	78	81	84	83	87	90	93
Other Assets	2,624	2,019	2,177	1,644	1,341	1,328	1,715	883	737	687	554	527
Assets	60,948	53,698	50,660	45,293	41,112	37,749	36,251	34,380	32,642	31,306	30,075	27,977
Deposits
Interest Bearing Deposit Liabilities	45,416	40,120	37,387	32,806	29,411	27,136	25,861	24,352	22,946	21,550	18,569	15,607
Noninterest Bearing Deposit Liabilities	127	123	118	141	130	120	117	56	51	54	52	65
Deposits	45,543	40,243	37,505	32,946	29,541	27,257	25,978	24,408	22,997	21,605	18,621	15,672
Accounts Payable And Accrued Liabilities Current And Noncurrent	923	729	744	760	676	674	557	569	535	554	550	566
Operating Lease Liability	104	101	106	93	91	93	97	101	101	106	109	113
Debt Longterm And Shortterm Combined Amount	3,301	1,813	1,815	2,714	3,943	3,046	3,093	3,180	3,107	2,891	5,233	6,241
Beneficial Interest	1	1	1	1	1	1	1	1	1	4	7	10
Liabilities	49,871	42,887	40,171	36,513	34,252	31,071	29,726	28,259	26,740	25,160	24,520	22,603
Equity
Common Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Temporary Equity Carrying Amount Attributable To Parent	-	-	0	-	-	-	0	0	0	320	320	320
Additional Paid In Capital	11,589	11,472	11,303	9,768	7,994	7,910	7,839	7,751	7,602	7,544	7,040	6,905
Accumulated Other Comprehensive Income Loss Net Of Tax	-12	-3	11	10	4	3	-8	8	-1	-2	-1	1
Retained Earnings Accumulated Deficit	-501	-658	-824	-998	-1,137	-1,234	-1,306	-1,638	-1,699	-1,716	-1,804	-1,852
Stockholders Equity	11,076	10,812	10,489	8,780	6,861	6,679	6,525	6,121	5,901	5,826	5,235	5,053
Liabilities And Stockholders Equity	60,948	53,698	50,660	45,293	41,112	37,749	36,251	34,380	32,642	31,306	30,075	27,977
Nonvoting Common Stock	0	100	100	0	0	100	100	0	0	100	100	0
Available For Sale Securities Debt Securities	3,993	3,048	2,454	2,393	2,267	2,073	1,804	1,478	1,444	839	595	486
Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss	3,993	3,044	2,435	2,376	2,256	2,066	1,808	1,468	1,443	840	597	487
Parent Company	-	-	-	-	-	-	4,457	-	-	-	323	-
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest	56	52	51	51	48	44	47	48	52	51	55	52
Allowance For Doubtful Accounts Receivable	3	3	3	3	3	3	2	3	2	2	2	2
Common Stock Par Or Stated Value Per Share	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Common Stock Shares Authorized	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100
Temporary Equity Par Or Stated Value Per Share	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00
Temporary Equity Shares Authorized	-	-	-	-	-	-	-	100	100	100	100	100
Temporary Equity Shares Issued	-	-	-	-	-	-	-	-	-	3	3	3
Common Stock Shares Issued	1,290	1,281	1,271	1,205	1,113	1,104	1,095	1,084	1,065	1,056	976	958
Shares Outstanding	1,290	1,281	1,271	1,205	1,113	1,104	1,095	1,084	1,065	1,056	976	958
Temporary Equity Aggregate Amount Of Redemption Requirement	-	-	-	-	-	-	-	-	-	323	323	323
Temporary Equity Shares Outstanding	-	-	0	-	-	-	0	0	0	3	3	3

Select a line item above to chart it.

Recent filings

10-Q2026-06-30Filed 2026-08-06
10-Q2026-03-31Filed 2026-05-07
10-K2025-12-31Filed 2026-02-17
10-Q2025-09-30Filed 2025-11-06
10-Q2025-06-30Filed 2025-08-07
10-Q2025-03-31Filed 2025-05-06
10-K2024-12-31Filed 2025-02-24
10-Q2024-09-30Filed 2024-11-07
10-Q2024-06-30Filed 2024-08-06
10-Q2024-03-31Filed 2024-05-07
10-K2023-12-31Filed 2024-02-27
10-Q2023-09-30Filed 2023-11-08

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SoFi Technologies, Inc. (SOFI) — SEC Financial Statements & Analysis

SoFi Technologies, Inc. (SOFI) is a finance services company, incorporated in DE. SoFi Technologies, Inc. trades on Nasdaq as: SOFI. SoFi Technologies, Inc. (SOFI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, SoFi Technologies, Inc. carries a market cap of $23.03B, a P/E ratio of 36.19x, a P/B ratio of 2.08x, a P/S ratio of 5.35x, an enterprise value of $19.46B, and an EV/EBITDA multiple of -11.48x. On profitability, it posts a gross margin of 83.87%, an operating margin of 17.13%, a net margin of 14.78%, a Return on Equity (ROE) of 7.09%, and a Return on Invested Capital (ROIC) of -28.43%. Per share, it reports EPS of $0.50, diluted EPS of $0.47, free cash flow per share of $-6.85, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 40.80% year-over-year, net income growth of 13.30% year-over-year, and EPS growth of -2.34% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.73x, free cash flow of $-8.79B (TTM), and net debt of $-3.57B. Figures sourced from SEC EDGAR.

Market Cap: $23.03B
P/E TTM: 36.19x
EPS TTM: $0.50
P/B TTM: 2.08x
ROE TTM: 7.09%
Free Cash Flow TTM: $-8.79B
Net Revenue TTM Growth 1Y: 40.80%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is SoFi Technologies, Inc. in?

SoFi Technologies, Inc. (SOFI) operates in the Finance Services industry.

What exchange does SOFI trade on?

SoFi Technologies, Inc. (SOFI) trades on the Nasdaq.

Where is SoFi Technologies, Inc. incorporated?

SoFi Technologies, Inc. is incorporated in DE.

When was SoFi Technologies, Inc. (SOFI)'s most recent SEC filing?

SoFi Technologies, Inc. (SOFI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.

What is SOFI's market cap?

SoFi Technologies, Inc. (SOFI) has a market capitalization of $23.03B as of 2026-06-30.

What is SOFI's P/E ratio?

SoFi Technologies, Inc. (SOFI)'s trailing twelve month P/E ratio is 36.19x as of 2026-06-30.

What is SOFI's EPS (earnings per share)?

SoFi Technologies, Inc. (SOFI)'s trailing twelve month EPS is $0.50 as of 2026-06-30.

What is SOFI's ROE (return on equity)?

SoFi Technologies, Inc. (SOFI)'s trailing twelve month Return on Equity (ROE) is 7.09% as of 2026-06-30.

What is SOFI's ROIC (return on invested capital)?

SoFi Technologies, Inc. (SOFI)'s trailing twelve month Return on Invested Capital (ROIC) is -28.43% as of 2026-06-30.

What is SOFI's EV/EBITDA?

SoFi Technologies, Inc. (SOFI)'s trailing twelve month EV/EBITDA is -11.48x as of 2026-06-30.

GeminIQ Research & Analysis

July 12, 2026Earnings Drops That Recovered: The Biggest OverreactionsThis ranks the eleven biggest earnings-drop recoveries in GeminIQ's as-filed database since 2009 — stocks that fell hardest in the month after a 10-K or 10-Q, then rebounded the most in the months that followed, led by Carvana's climb back from an $8.3 billion debt load.

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SOFI

Company Information

Insider Sentiment

Institutional Sentiment

Earnings Market Reaction

Recent filings

Recent filings

SoFi Technologies, Inc. (SOFI) — SEC Financial Statements & Analysis

Frequently Asked Questions

GeminIQ Research & Analysis

Wall Street's data.Main Street's price.

Wall Street's data.
Main Street's price.